SUPANDI, Rita; MURWADJI, Tarsisius; MULYATI, Etty. Reconceptualizing Banking Collateral Requirements in Indonesia: The Performance-Based Guarantee System as a Modern Approach to the 5C Credit Analysis. Journal of Cultural Analysis and Social Change, [S. l.], v. 11, n. 1, p. 991–998, 2026. DOI: 10.64753/jcasc.v11i1.4007. Disponível em: http://jcasc.com/index.php/jcasc/article/view/4007. Acesso em: 28 jul. 2026.