ALNUJAIFII, Mustafa; ALFALAHI, Buti Obaid Saeed; LAMDJAD, Imane. The Impact of the Financial Technology and the Governance of Public Utilities: Opportunities and Challenges. Journal of Cultural Analysis and Social Change, [S. l.], v. 10, n. 2, p. 221–226, 2025. DOI: 10.64753/jcasc.v10i2.1589. Disponível em: https://jcasc.com/index.php/jcasc/article/view/1589. Acesso em: 13 may. 2026.