Wiganarto, T. U., Ikhwansyah, I. and Mulyati, E. (2025) “Cultural and Legal Dimensions of Fintech Lending in Indonesia: Reformulating Law through Comparative Perspectives from the US, UK, and China”, Journal of Cultural Analysis and Social Change, 10(2), pp. 808–820. doi: 10.64753/jcasc.v10i2.1684.