C. A. Hinojosa-Salazar, I. D. M. Rios, J. E. R. Tuesta, C. G. Camacho, and J. L. Sánchez, “Training to Decide: Impact of Financial Literacy on the Economic Decision-Making of University Students”, jcasc, vol. 10, no. 2, pp. 4242–4247, Nov. 2025.