A. S. M. A. Elshafei, D. M. H. Ahmed, M. M. A. El-Raouf, and M. A. El-Qurashi, “The Causal Nexus Between Digital Financial Inclusion and Economic Growth in Sub-Saharan Africa”, jcasc, vol. 10, no. 4, pp. 1105–1116, Dec. 2025.