Shaikh, Zakir Hossen, K.S. Shibani Shankar Ray, Durga Madhab Mahapatra, and Mohammed Imran. “ ‘Driving Digital Dividend at the Bottom of the Pyramid: Financial Literacy, Cultural Aspirations, Educational Access and OTT Platform Strategies Among Tribal Students’”. Journal of Cultural Analysis and Social Change 10, no. 2 (November 25, 2025): 4543–4553. Accessed June 2, 2026. https://jcasc.com/index.php/jcasc/article/view/2304.